Property offers so many unique opportunities: Ask about Workforce Housing Plus+ Program. Qualified Buyers may obtain up to $15, 000. 00 in funding monies. 1. Residential use and the opportunity to purchase with 100% financing through USDA Rural Housing Loan. 2. Ideal setting for a business entity as county rules allow both residential and commercial use. 3. Special financing options available with local lender. Or the best of both worlds; live and work on site in the updated and remodeled home with 600+ square foot detached garage. County location; no city taxes but less than 1 mile drive brings you to downtown Anderson's social scene. 1950's single level all brick bungalow's exterior and mechanical updates with new windows, roof, HVAC, water heater, plumbing and 220 amp breaker box. Entry into home showcases its amazing finishes; from the large rooms to the original hardwood flooring. Living room showcases the fireplace with an open view into dining and kitchen spaces. Granite countertops, white cabinetry and new stainless appliances will make you want to stay in and cook. Two large bedrooms share the hall area full bathroom. The concrete garage with separate power (220 amp) meter would make wonderful workshop, storage or business building. Corner location has large backyard area for off street parking. This one is truly move in ready and the remodel details bring old and new together perfectly.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$279,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $54 | $54 | $54 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,488 | $1,920 |
Total Monthly Payment | $1,619 | $1,617 | $2,049 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.