404 Cold Branch Way, Greenville, SC, 29609-1600 | $595,000

Spacious home and floor plan in a picturesque park-like setting in Half Mile Lake neighborhood! Primary feature is the Great Room with 16-ft. ceiling, tall picture windows, and beautiful floating stairs accessing an elegant loft area, perfect for large gatherings and activities with family and friends. The thoughtfully-placed loft area shares private and immersive nature park views through the tall picture windows. Adjoining the Great Room is an additional, nicely appointed kitchen area, full bath and walk-in laundry room. This home is ready to support a complete second living area with separate access already in place. All this as a meticulously-built addition to the original Cape Cod, two-story build of 4 bedrooms, 2. 5 baths, kitchen, living room with fireplace, wrap-around porch and two-car garage. Many updates have been added throughout the original build portions. These updates include hardwood floors on the main level, thermal tilt-out windows, granite counters, new second floor HVAC system, new garage doors, and master bath renovation with custom tile work. The inviting wrap-around porch overlooks the beautiful lot and creek providing space for fellowship or retreat. The outdoor areas include trees, terraced planting areas, a spring-fed water feature, a creek and a large two-level patio area with fire pit and lighting. Amenities in the neighborhood include a community pool, lighted tennis and pickleball courts, clubhouse, and lake open to kayaking and paddle-boards. Half Mile Lake is just minutes from downtown Greenville and Travelers Rest. These two cities, with their Main Street restaurants, cafes, parks, performance venues and Saturday morning farmer's markets are locally connected by the 28-mile Swamp Rabbit Trail walking and biking greenway. GSP International Airport is an easy 25-minute drive. Jocassee and Keowee Lakes, Hendersonville, Asheville, Dupont State Forest, Table Rock State Park are nearby day-trip destinations.

Features

  • Amenities: Clubhouse, Common Areas, Street Lights, Pool, Tennis Court(s), Water Access, Dock, Neighborhood Lake/Pond, Vehicle Restrictions
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: 1st Floor, 2nd Floor, Walk-in, Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Cape Cod
  • Year Built: 1990
  • Garage: 2-car Attached
  • Heating: Electric, Multi-Units, Natural Gas, Heat Pump
  • Cooling: Attic Fan, Central Air, Electric, Multi Units, Heat Pump
  • Basement: None
  • Acreage: 0.58
  • Est. Taxes: $2,336
  • HOA Fee: $440 Annually
  • Lot Desc: 1/2 - Acre, Few Trees
  • Elem. School: Paris
  • Middle School: Sevier
  • High School: Wade Hampton
  • Pets Allowed: Yes
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Trash Compactor, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Self Cleaning Oven, Refrigerator, Washer, Electric Cooktop, Electric Oven, Ice Maker, Double Oven, Range Hood, Gas Water Heater
  • MLS#: 1527213
  • Days on Market: 189 days
  • Website: https://www.raveis.com
    /prop/1527213/404coldbranchway_greenville_sc?source=qrflyer
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Listing courtesy of JPAR Magnolia Group Greenville   Phone: 803-251-9855

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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404 Cold Branch Way, Greenville, SC, 29609-1600

$595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $476,000 $476,000 $476,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $195 $195 $195
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,167 $3,164 $4,081
Total Monthly Payment $3,454 $3,451 $4,368

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.