***OPEN HOUSE SUNDAY SEPT 8TH 2-4PM***RARE CUSTOM home opportunity in original phase of Asheton Lakes over 1/2 acre with BACKYARD OASIS & great cul de sac location. This ONE OWNER immaculate home has character with archways, detailed moldings, gorgeous REFINISHED REAL WOOD FLOORS, and lovely ceilings. Enter the large 2story foyer & the XL dining room is on left w/ ornamental ceiing, triple windows & a niche for furniture. On R is a living room/ OFFICE w/ french doors, tray ceiling, & more triple windows. Past the iron-railed stairs is the great room with COFFERED CEILING, fireplace, & ceiling to floor windows/ doors that lead to the backyard. If entering the home from the SIDE ENTRY 2. 5 CAR SIZED garage, you see the mud room/ drop zone (BENCH HAS STORAGE)that leads to the oversized laundry room with cabinetry, sink, and counterspace! The kitchen/ breakfast/ keeping room LAYOUT is the BEST! OPEN CONCEPT w/ triple windows that bring in light, a desk area, some GLASS FRONT cabinets, & MORE STORAGE in the walk in pantry!The Central VAC in this home has a KICKPLATE in the kitchen! There's room for many bar stools around the granite countertops OR hang out in the KEEPING ROOM w/ VAULTED WOOD CEILING & another FIREPLACE!(This room also looks out to & leads to the back porch). The oversized primary bedroom suite is on the MAIN LEVEL with tray ceiling, FOUR WINDOWS w/view of backyard, door to back porch & bathroom with TWO SEPARATE large sink vanities, TWO SEPARATE WALK IN CLOSETS, & a door to the private water closet. Relax in the garden tub or the tiled shower with bench. Upstairs has efficient lay out with good sized bedrooms (one with its OWN BATHROOM), & 2 that share a Jack/Jill (separate large vanities) and nice walk in closets. The flex room is XL with side windows (not your "basic" flex room above garage). Seller has a heated/ cooled walk-in attic space they use for work. Even though unfinished, it would be easy to complete (adding another @250-300 sq ft). Seller has replaced carpet, roof, hvac, tankless water heater, and painted within the last several years. BACKYARD IS an AMAZING private setting: COVERED PORCH (line for a GAS GRILL); a patio with outdoor stone fireplace; a terraced upper yard too for more activities; mature trees and SHADE. The lot is one of the best in this neighborhood. Asheton Lakes has walking trails around the lake and a neighborhood pool/ cabana. The location is even WALKABLE to coffee shops, restaurants, stores. . . The proximity is so easy to reach between 385 (only 2 miles) and before the "five forks" booming growth. NEW EXTERIOR PAINT JUNE 2024! MUST SEE IN PERSON!
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $703,200 | $703,200 | $703,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.304% | 6.762% | 6.725% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,445 | $4,503 | $6,126 |
Total Monthly Payment | $4,771 | $4,829 | $6,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.