This is a nice heavily wooded interior . 52-acre lot overlooking the Stone Creek Cove Golf Course fairway, and situated across the street from the Stone Creek Cove Condominiums II on Shelter Pt. overlooking Lake Hartwell. The lot has a gentle slope (very slight) from right to left. It is a perfect homesite for a house plan with a side entry garage on the left side of the house. Lot dimensions are 150'x151'x150'x150' per Anderson County website. (Please review easement to and from golf course on left side of plat in Associated Documents. ) There is public water and a community private sewer system available. The private sewer service is included in the monthly HOA fee of $185. 00. The Stone Creek Cove S/D has amenities including a golf course, swimming pool, and lake access. Buyer must use the Title Company's designated Attorney for closing. Seller will provide an Owner's Title Insurance coverage and current survey to Buyer. Currently, HOA monthly dues for undeveloped lots are $64. 29. Excellent proximity to major travel corridors and local shopping centers with Food Lion and Ingles Grocery Stores less than 4 miles away, and ***Just over 3 miles from I-85. Schools include McLees Elementary; Robert Anderson Middle; and Westside High. ALL HOUSE PLANS MUST GO THROUGH AN ARCHITECTURAL REVIEW PROCESS. HIGHLIGHTS INCLUDE: 1, 800 SF MINIMUM FOR A ONE LEVEL HOME AND 2, 000 SF MINIMUM FOR A TWO STORY, WITH AT LEAST 1, 400 SF ON THE MAIN LEVEL. SETBACK LINES ARE 40 FT FROM THE FRONT PROPERTY LINE AND 30 FT FROM THE BACK PROPERTY LINE (INTERIOR LOTS).
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William Raveis Real Estate
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William Raveis Mortgage, LLC
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Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $35,920 | $35,920 | $35,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $218 | $218 | $284 |
Total Monthly Payment | $293 | $293 | $359 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.