Meticulously maintained, beautifully landscaped, and super-energy-efficient Lakehome in the pretty Eagles Harbor gated lake community on 11, 400-acre Lake Greenwood. Built with Hardi-plank and brick, the home has a “lifetime” architectural shingled roof and a no-maintenance solar panel system that can literally save you hundreds of dollars every year. Sellers report electric bills as low as $12 a month from April-Oct! Cathedral ceilings on the main floor and 10’ ceilings on the lower level make this 2- level home of 2042 sqft feel roomy and spacious. Enjoy an informal layout with casual dining looking out at the lake. Kitchen has cherry wood cabinetry, 24” tile flooring and a breakfast bar. All appliances convey, including the washer-dryer, and you’ll appreciate the light bright Laundry Rm’s utility sink and private outside exit. Nice that the Half Bath has a window and natural light! Like a warm fire in the winter? The LR’s wood-burning, heat-circulating fireplace has glass doors and is stone clad to the ceiling with an attractive raised stone hearth big enough to sit close by the fire. Covered Deck off the Kitchen is “trex” type, has two fans and looks out over your lakeside greenspace to the sparkling lake waters. Charcoal grill stays so you can start grilling right away. Home offers up to 4 Bedrooms with the Primary Bedroom on the main floor offering a deep Walk-in Closet and a custom-tiled jetted tub/shower combo. Another room with Brazilian cherry flooring works as a bedroom or office on the main floor. A fully finished Walk-out Basement offers a Family Room with 24” tile, a lakeside bedroom with a slider door to the patio, and a back flex room ready for whatever you need- another bedroom, storage, workout area- both with handsome inlaid tile design work. The lower level also has your True Two-car Garage (22x28) with lots of storage cabinets and a built-in worktable. Check out the classic blue 1955 Packard Patrician – a real award-wining beauty- available for $49. 9K! Lots of bells and whistles: a Solar Attic Fan keeps the house cooler from the top down. Two TVs stay. Canned inset ceiling lighting to spotlight artwork over the FP. “French-style” windows, doors and sliders. Upgraded vanities in all Baths. Convenient central vacuum system on main floor. New carpet in LR area (2023), new beveled glass front door (2023). New energy-efficient Heat Pump Water Heater (2023). New HVAC for the main floor (2023). Under Termite Bond. Per seller, an excellent well water system flows at 110 gallons per min. The engineered septic system was rebuilt in 2020, and is serviced annually, recently in June. Open parking and turn-around space on the concrete driveway near the Covered Front Porch. The Walk-out Basement leads to a 12x19 paved Lakeside Patio, a near- level green lawn gently sloped near the water (no flood insurance required) and an easy-care composite COVERED BOAT DOCK WITH BOAT LIFT. Your mini-cove location makes for a calm protected area. Floating ramp (used for a kayak), and the Dockbox for storage convey. BOAT AVAILABLE: 2006 Bayliner 194 & Mercury 135HP motor w/ less than 100 hours, available via separate Bill of Sale- $7900. Peddle Kayak available- $750. Great landscaping! Lots of colorful trees, bushes and perennials adorn the greenery - rose of sharon, weeping cherry tree, Japanese maple, camelias, hydrangeas, even cold-hardy palms. Clean, well-fed Irrigation keeps it all healthy. Two lanterned brick pillars make an elegant statement at the driveway entry and property has two romantic lighted Arbors. Storage Shed (12x16) is handy for storing your garden tools- the mower is negotiable. You’ll appreciate the lake view every day, and the northeastern exposure facing the lake means you’ll enjoy your outdoor spaces year-round. A perfect home for someone who doesn’t want a huge house but wants all the benefits of lakefront living in a welcoming, gated community. (And don’t forget the low electric bills. ) LOVE YOUR LAKE LIFE!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $108 | $108 | $108 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,243 | $4,115 |
Total Monthly Payment | $3,447 | $3,443 | $4,315 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.