Enjoy privacy and year around water views on this Lake Hartwell deep water green zone lot with gangway with rails to private 20 ft floating boat dock in place with swim ladder. Permitted 6 ft golf cart path is allowed. Lights and power at dock. Property has never been offered since lake was constructed. Home is move in ready and features 4 Br 2 Ba. Updates include new kitchen including cabinets, quartz countertops, appliances, Ruvati ss work sink with tall ss faucet. Additional updates include new black metal roof (Fall 2023), fresh paint throughout, LVP flooring, ceramic tile, ceiling fans, smoke detectors, exterior ramp, and all exterior and interior doors. The corner lot on cul-de-sac street has driveway entries off McAlister Circle and Hattons Ford Road for ease of entry for family, friends, boats, or RV. Location is 2 miles off I-85 and Hwy 24 for quick shopping or trips to Clemson sporting events. This lot is considered sailboat water as no bridges impede access to the largest parts of the Lake, and you are mere minutes by water to Green Pond Event Center, Portman Marina, Shores of Asbury Water Park, several boat launches, fine dining at The Galley and much more. A lovely family home or rental potential. Great covered patio on lake side with hot and cold water shower. Propane line to patio to add BBQ grill or fireplace/pit. No HOA. No zoning restrictions. Owner is SC Licensed BIC
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William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,398 | $3,398 | $4,419 |
Total Monthly Payment | $3,535 | $3,535 | $4,556 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.