PRICE IMPROVED and ready for new owners! This charming, one level, Spartanburg home boasts over 3, 000 sq ft of living space with 3 bedrooms, 2. 5 baths, and a huge extra room that could easily be a 4th bedroom. The classic layout includes a spacious foyer, living room, den, and formal dining room. The kitchen features a breakfast area and walk-in pantry. All kitchen appliances convey, to include refrigerator, stove, cooktop, dishwasher, and 2 year old water filtration system. The living room has large built-in bookshelves and a beautiful gas log fireplace. The master bedroom has a walk-in closet, his & her sinks, and a cozy sitting area complete with built-in bookshelves. The home has a newer HVAC system that was installed in 2019 and a new architectural roof added in 2023. Outside, you'll find a 2-car detached carport with a workshop, perfect for all your storage and hobby needs. The average electric bill is around $34 a month, a result of the solar panels that will be paid off and conveyed at closing. Don't wait on this amazing home! Call today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $158 | $158 | $158 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,070 | $2,068 | $2,624 |
Total Monthly Payment | $2,303 | $2,301 | $2,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.