Welcome Home to this adorable ranch style house in the heart of the desirable Blue Ridge of the Upstate! Situated on . 4 acres the spacious yard was fenced in 2023, providing privacy and beauty in this gorgeous rural setting. The home includes a two room workshop, each boasting 15'x10' rooms with electrical, a carport, and an additional covered deck attached providing endless possibilities for outdoor living, and hobbies. The workshop has been sprayed with insulation, and one section has a mini split providing year round comfort. The stunning front porch received a make over in 2020 which added quality craftsmanship including a beautiful tongue and groove wood ceiling, and new railings. A new water heater was added in 2023, and the HVAC system was replaced in 2021. The dishwasher was replaced in 2020. Adjacent to the laundry room is a cedar lined closet, and both the kitchen and dining area shine with a timeless classic look with wood trim bead board accents throughout. The primary bedroom includes a walk in closet added by a previous owner, and customized shelving for additional storage. There is so much to love about this little slice of paradise! If you are looking for a well loved home, with outdoor space to enjoy this tranquil setting, then you have found your way HOME!
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $60 | $60 | $60 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,276 | $1,618 |
Total Monthly Payment | $1,412 | $1,411 | $1,753 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.