Back on the market and better than ever! This home appraised above asking price, meaning you’re walking into built-in equity from day one! Due to an unexpected change in the buyer’s circumstances just before loan approval, this charming property is available again. With a thorough home inspection completed, repairs taken care of, and title work finalized, all the hard work is done. The property corners are even pinned! Don't miss out on this golden opportunity—your fall retreat is waiting!***Nestled on a hill across from a tranquil pond, this home gives off all the cozy, cabin-in-the-woods feels—without sacrificing the convenience of being close to everything. With natural landscaping that feels like nature’s perfect canvas, this place is your personal autumn escape from the hustle and bustle of everyday life. As you stroll up to the inviting Southern front porch, imagine yourself snuggled up with a warm mug of cider, soaking in the golden leaves and crisp air. Step inside, and you’ll be welcomed by an open floor plan as seamless as the transition from summer to fall. The kitchen, dining, and living areas flow effortlessly, perfect for gatherings or quiet nights in. In the kitchen, you’ll find neutral tile and granite countertops that bring a touch of earthiness, plus a stone backsplash, gas cooktop, and all the modern appliances you need to whip up your favorite fall comfort foods. There’s even a butler’s pantry for extra storage and a mudroom that leads out to the backyard—a prime spot for those pumpkin carving sessions! The living room is a true cozy corner with beautiful hardwood floors, a gas fireplace, and built-in bookshelves. Imagine curling up by the fire on a cool fall evening, sipping hot cocoa while the leaves rustle outside. The primary bedroom, conveniently on the main level, offers a custom closet system and a bathroom so luxurious, it’s like a mini spa—complete with a soaking tub and tiled shower, just the place for relaxing after a brisk autumn walk. Upstairs, the rec room brings the mountain lodge vibes with knotty pine walls, a second gas fireplace, and plenty of space for a workout area, homework station, or even a playroom for the kids. Three additional bedrooms and an updated bathroom with dual sinks ensure there’s plenty of room for everyone to enjoy the cozy, fall ambiance. And when it comes to storage, this home has you covered. Whether it’s the garage workshop, the large mudroom closet, or the stand-up crawl space (perfect for stashing away those holiday decorations), you’ll have space for everything. Don’t miss this one-of-a-kind property that perfectly blends the peacefulness of a fall retreat with the convenience of city living. It’s a cozy, warm escape waiting just for you! Come see it, and let yourself fall in love!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,772 | $1,726 | $2,244 |
Total Monthly Payment | $1,946 | $1,900 | $2,418 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.