Lake life calling your name? Check out this cozy home on an incredible lakefront lot with year-round water on Lake Greenwood with NO HOA! With a quaint and creative layout, this home would be perfect for weekend getaways or as an Airbnb. Bring your boat and easily put it in the water from the paved boat ramp and store it in the 21x22 carport when you're not enjoying days relaxing on the lake. The home has been freshly painted inside with nice neutral colors. The kitchen has lake views on two sides and a large island with storage. There are two bedrooms with a possibility of a third. With updates like a newer metal roof and HVAC, new water heater, plus vinyl siding, you'll be ready to do more of what you love, like spending time on the water! The yard around the house is fenced in and has some nice landscaping. Go out the gate onto your private deck over the water which is connected to the 28 foot dock. Now is the time to relax and enjoy sun bathing, swimming, and boating at your very own lake house! There is a septic tank on the property and public water is currently used for the home (there's a well that could be used for gardening). Seller will pay to repair driveway but is selling the home as-is. Don't miss your chance to see this home filled with lots of possibilities and start enjoying LAKE LIFE!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,944 | $1,944 | $2,528 |
Total Monthly Payment | $2,238 | $2,238 | $2,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.