If you missed the opportunity to make this home yours the first time around, you're in luck! This home is back on the market due to no fault of the seller. Don't let it pass you by this time! This beautiful lake house has been updated and expanded to make it the perfect escape; a true paradise to call home. The new, 22'x20' screened in deck makes this the entertainer's dream along with the updated, 9'x10' screened in deck right off the kitchen. Whether enjoying a meal with family, friends, or preparing that meal on the smaller deck without the worry of bugs flying in to ruin your hard work, you can enjoy the beauty and view of the lake from either space. The hand-built fire-pit makes for a wonderful hangout to roast marshmallows and kick back after a long week. If you're looking for extra rental income or a space to house additional family or friends, the finished basement offers a full bedroom, bathroom, kitchen AND living area with it's own private entrance. For the fishermen in the house, the 18'x12' dock extends out to the water ranging from 6'-35' depth. Stocked with bass, bream and more, it makes for a great fishing day on the lake where electric motors, kayaks and paddle boards are welcomed. The kayaks and paddle boards along with the custom rack conveys with the property. The current owner has also installed a wench/pully system perfect for getting your boat in and out of the water. If comfort is your top concern, a new 7 zone HVAC system was installed in 2020 with updated ductwork, insulation and a 10-year transferrable warranty. You'll notice an older "hotel style" heating and cooling system in the basement that is no longer needed. The current owner left it as a backup system, but the ductwork and HVAC was updated to support that space, as well. Speaking of comfort, enjoy on-demand hot water with the tankless, gas water heater! The architectural roof was installed in July of 2016 giving you peace of mind for a couple decades to come. Need space to park that RV, boat, truck or trailer? Enjoy the 47' additional paved parking pad off the main driveway! For the ultimate convenience and comfort, there are two primary bedrooms on the main level, each with a full bathroom. One features a door leading to the larger deck while the other offers a handicap accessible shower. This home truly has endless luxuries to offer.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $14 | $14 | $14 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,433 | $3,430 | $4,352 |
Total Monthly Payment | $3,539 | $3,536 | $4,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.