Welcome to your new home in the sought-after Parkins Mill Rd area! This beautiful 2-story residence with a walk-out basement is perfectly situated in a private cul-de-sac. As you step inside, a grand 2-story foyer welcomes you into a spacious home adorned with beautiful hardwood floors throughout the main living areas. The dining room, featuring decorative judges paneling, is an elegant space for formal gatherings. Off the dining room, discover your beautiful kitchen, adorned with warm colors, canned lighting, granite countertops, a tile backsplash, and high-end stainless steel appliances, including a gas range for the home chef. The kitchen opens up to a large living room with a captivating view and convenient access to your 3-tier deck. This outdoor haven overlooks your private wooded lot, complete with a natural waterfall that provides soothing sounds and a covered portion for enjoyment on hot or cold days - an ideal space for family get-togethers or quiet relaxation. Back inside, a private bedroom downstairs offers a tucked-away retreat for friends and family. Upstairs, explore three bedrooms, including a spacious owner's suite with a full bath featuring tiled flooring, double sinks, a soaking tub, a separate walk-in shower, and a generously-sized walk-in closet. The upper level also boasts a large flex room, perfect for creating a private space tailored to your needs. Descending to the massive unfinished basement, you'll find tall ceilings and a blank canvas awaiting your personal touch. This space offers limitless possibilities for customization and creativity. With private access to the back deck and all the amenities it offers! Don't miss the chance to make this house your home! Schedule a viewing today and let your imagination run wild in envisioning the endless possibilities that come with this remarkable property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $269 | $269 | $269 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,898 | $3,677 |
Total Monthly Payment | $3,262 | $3,259 | $4,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.