Explore the exceptional living experience at 218 Meritage St. , located in the highly sought after O’Neal Village community, where modern elegance meets comfort and convenience. This lovely home features gleaming hardwood floors throughout the entire first floor and stairway, creating a warm and inviting atmosphere from the moment you step inside. Situated on a spacious corner lot—one of the largest in the community—it boasts a vast fenced in backyard perfect for privacy, relaxation or entertaining. The house is constructed with durable Hardie Board siding and 30-year architectural shingles, ensuring quality and longevity. Inside, the home offers a contemporary kitchen outfitted with granite countertops, stainless steel appliances, and sophisticated tiered cabinetry with pull-out drawers. The open-concept design of this home perfectly fosters family interaction and entertainment. Seamlessly integrating the kitchen with the dining area and a spacious family room, the layout invites gatherings around its cozy fireplace. Abundant natural light flows through sliding glass doors that frame the living space, offering easy access to the expansive backyard. This thoughtful design not only enhances daily living but also provides an ideal setting for hosting and relaxing in a comfortable, cohesive environment. Head up the wood treaded stairs with iron rails, and you will find 4 generously sized bedrooms, providing ample space for family and guests. Located just 10 minutes from all the shopping and amenities of Wade Hampton, 15 minutes from I-85 and the airport, and only 25 minutes from the bustling areas of Woodruff Road and downtown, this home combines suburban tranquility with city convenience. Community amenities elevate this property to a resort-like environment, including a vast central park, an outdoor stone fireplace, a resort-style swimming pool, an amphitheater with an open-air pavilion, dog park, community garden, and more. Sports and recreation enthusiasts will enjoy the basketball court and playground, all set against a backdrop of lush, tree-lined spaces. Additional luxuries include onsite daycare, a church, House 509 Bistro and wine bar, District 101 Salon, and Barista Alley Roastery. For those who love the outdoors, nearby Lake Robinson and Lake Cunningham offer kayaking, fishing, and scenic picnics—all within 5 minutes of your new home. Welcome to a place where every detail is designed for your utmost comfort and enjoyment—a perfect setting to create lasting memories. Welcome to 218 Meritage St. and O’Neal Village. O’Neal Village events take place monthly and include Easter egg hunts, 4th of July fireworks, live concerts on the Town Square and decorating gingerbread cookies with Santa!
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William Raveis Mortgage, LLC
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Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $173 | $173 | $173 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,701 | $2,212 |
Total Monthly Payment | $1,949 | $1,949 | $2,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.