CUTE and Cozy!! We've got a sweet little home waiting for your TLC! Oh, the potential with this cutie pootie! When you first pull into your driveway, you'll notice your 2-car carport that will keep your vehicles out of the weather! You can then enter your new home from the side door entry, or from your front porch. You'll find the cutest little kitchen just waiting for you with cabinet space galore! Then you'll find your dining room waiting for entertaining. Step down into your living room where you will find your cozy fireplace ready for you and a good movie! Off the living room, you'll find your master bedroom/bathroom. The master bathroom has had some recent upgrades you'll find to be perfect! Your two additional bedrooms are shared with a hallway guest bath, and are ready for anything your imagination can throw their way. When you're ready to head outside, you'll find a little deck area that is perfect for grilling/entertaining. Need somewhere to park your lawnmower. . . no problem! You'll enjoy the outdoor garage/shop found behind your new home. This house is just waiting for you to call it HOME. . . so give me a call today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $16 | $16 | $16 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,144 | $1,143 | $1,475 |
Total Monthly Payment | $1,235 | $1,234 | $1,566 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.