431 Stepstones Drive, Boiling Springs, SC, 29316 | $325,000

PRICE REDUCTION! POPULAR LOCATION near LAKE BOWEN! LOVELY POOL COMMUN ITY! 2, 400+ SQ FT LIKE-NEW HOME! GOOD SCHOOL AREA! GREAT PRICE for ALL! Boiling Springs is a popular growing area in Upstate SC, just a 30-minute drive to GREENVILLE, SC's largest city, and only 10 minutes into the Spartanburg area where USC Upstate, Wofford and Converse colleges are located. Also, just minutes from I-85 & 1-26, this location offers easy access to Greenville/Spartanburg International Airport, as well as the Blue Ridge Mountain towns of Hendersonville & Asheville, NC via I-26. LAKE BOWEN, just minutes away, offers great fishing and boating. Also nearby is a world-class golf course, Woodfin Ridge. This nice community offers a community pool included with the low HOA fee for all to enjoy, as well as sidewalks for walkers' pleasure. In fact, this particular home has an amazing location within the community, on the corner lot with no home on the right side and just across from the pool. . . no need to build your own! The floor plan of this 2, 440+/- SF home is the BEST! In addition to the open living area there is a flex room and 2 bedrooms & 2 bathrooms on the main floor, plus a wonderful guest suite upstairs including a bedroom, full bath, and flex room. The open family room is complete with a gas-log fireplace providing ambiance also for the eating and cooking area. The downstairs master suite is complete with a private full bathroom and expansive walk-in closet. The downstairs dining room/flex room would make a great office. Special features include: 9-foot ceilings on the main floor, abundant closets, upgraded pantry and closets by design in master bedroom, natural gas heat, and appliances. There are also granite countertops and engineered hardwood flooring in the main living areas. This home is "better than new" with this luxury upgraded items provided. This home is more spacious than it appears from exterior and must be viewed from the inside to appreciate all the advantages here. In addition, there is $5000 to do fencing of your choice (with acceptable contract, must be stipulated in the contract). Come and see and you won't be disappointed! GREAT PRICE FOR ALL! (If SF is important to buyer, buyer must verify. )

Features

  • Amenities: Pool, Sidewalks
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: 1st Floor, Walk-in, Laundry Room
  • Style: Traditional
  • Year Built: 2018
  • Garage: 2-car Attached
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air, Electric
  • Basement: None
  • Acreage: 0.18
  • Est. Taxes: $1,567
  • HOA Fee: $495 Annually
  • Lot Desc: 1/2 Acre or Less, Corner Lot, Sidewalk, Sprklr In Grnd-Partial Yd
  • Elem. School: Sugar Ridge Elementary
  • Middle School: Boiling Springs
  • High School: Boiling Springs
  • Appliances: Dishwasher, Disposal, Free-Standing Gas Range, Double Oven, Microwave, Gas Water Heater
  • MLS#: 1533457
  • Days on Market: 98 days
  • Website: https://www.raveis.com
    /prop/1533457/431stepstonesdrive_boilingsprings_sc?source=qrflyer
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Listing courtesy of Realty One Group Freedom   Phone: 864-877-6111

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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431 Stepstones Drive, Boiling Springs, SC, 29316

$325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $131 $131 $131
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,730 $1,728 $2,193
Total Monthly Payment $1,936 $1,934 $2,399

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.