Located in the lakefront community of Chickasaw Point, this charming home has direct access to the lake with a covered slip dock on deep water, adjustable year-round via a wheeled gangway. Included in the sale is an ATV and the vacant lot next to the home in the sale, bringing the total acreage to 0. 54 acres. Recent updates include a new roof (2023), HVAC and grinder pump (2017), chimney inspection (2024), and fully paid-off solar panels (2017). A one-year home warranty up to $600 is also provided, buyers choice of company, and the boat is negotiable for purchase with interested parties. Inside, the home features rustic charm with a cathedral ceiling with wood beams, a brick fireplace with a wood stove, and a sunroom adjacent to the great room. The main level has a spacious kitchen, dining area, three bedrooms, including a master with ensuite and a second full bath. The unfinished basement provides a blank canvas to expand living space or utilize for storage with half bath, laundry room, workshop, and hobby room/office. Outside, enjoy the back deck with a hot tub and a path leading to the 24x28 ft dock with a swing, swim platform and ladder. Chickasaw Point amenities include an 18-hole golf course, The Overlook Restaurant, beach area with pavilion, community boat ramp, courtesy dock, marina, pool, tennis/pickleball courts, playground, dog park, hiking trails, covered and uncovered storage (fees applies) and high speed fiber internet available. Whether you're seeking a weekend retreat or a forever home, this beautiful lakefront property delivers the best of lakeside living. Schedule your private tour today and experience the exceptional lifestyle that could be yours!
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $70 | $70 | $70 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,041 |
Total Monthly Payment | $3,350 | $3,347 | $4,203 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.