Stimulus Package (Call for Details) New Atwood Plan in O’Neal Village! 3 Bedroom - 2. 5 Bath Approx. 1828 SF. Slab Foundation - Covered Patio - Fiber Cement Siding - Architectural Shingles - Fully Sodded Lawn w/ Front Yard Irrigation System - Smart Home Manager Package - Garage Door Opener w. / 2 Remotes - 9 Ft. Ceilings on Main Level - Farmhouse Trim - Double French Doors to Office - Gas Log Fireplace w/ Raised Hearth White Stone to Mantel - Luxury Vinyl Plank Flooring in 1st Level Main Living Areas, Office, Laundry, Half Bath & Upstairs Hall Bath. Kitchen Features: Upgraded Granite Countertops & Tile Backsplash, Upgraded 42” Kitchen Cabinetry, Stainless Steel Appliances Package. Quartz Countertops in All Full Baths - Ceramic Tile Flooring in Primary Bath - Double Sinks & Ceramic Tile Shower w/ Frameless Shower Door in Primary Bath. 1 + 8 Builder Warranty Included
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Our Executive Mortgage Banker:
Our Insurance Division:
$358,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,040 | $287,040 | $287,040 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,958 | $1,908 | $2,421 |
Total Monthly Payment | $2,033 | $1,983 | $2,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.