Don't miss your chance to get into this adorable home right down from Main Street in Clinton! Step inside and you'll immediately fall in love withthe open floor plan, creating a spacious and inviting atmosphere. The home boasts energy-efficient features including spray foam insulation, ensuring that you'll stay comfortable year-round while saving on energy costs, a tankless hot water system provides on-demand hot water, further enhancing the home's efficiency. Imagine waking up in your cozy master bedroom and stepping into your ensuite bathroom for arefreshing start to the day. A second bedroom offers versatility – whether for guests, a home office, or a creative space, the choice is yours. This home features a gas furnace to stay warm during the cooler months while enjoying low energy-efficient bills. For families, the location of this home couldn't be more perfect. Situated within a highly regarded school district, you'll have peace of mind knowing that quality education is just around the corner. Don't miss out on this opportunity to own your slice of South Carolina paradise. This home combines affordability, energy efficiency, a charming cottage feel, and a fantastic location for a great price. Contact me today to schedule a viewing and make this dream home yours! The seller is offering your choice of a kitchen island, electric fireplace, or gazebo plus contact agent for more information directly. No Hoa but neighborhood does have covenants & restrictions.
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William Raveis Mortgage, LLC
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Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $147,120 | $147,120 | $147,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $13 | $13 | $13 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $979 | $978 | $1,241 |
Total Monthly Payment | $1,066 | $1,065 | $1,328 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.