**Seller offering $2, 500. 00 carpet/floor allowance with reasonable offer. Note: This is not a double wide, mobile or manufactured home. This charming 9-year-old home offers a delightful blend of comfort and practicality, making it a great choice for families or those who enjoy entertaining. The home features a cozy 3-bedroom, 2-bathroom split floor plan, providing over 1300 square feet of living space. This layout offers both privacy and convenience. Upon entering, you're welcomed into a spacious living room and dining area. This setup is perfect for hosting guests or enjoying quality time with family. The kitchen stands out with its ample cabinet space, making meal preparation easy and efficient. It's designed to be functional yet inviting. Adjacent to the kitchen is a large laundry room, adding to the home's practicality and offering extra storage options. The fenced backyard ensures privacy and safety, ideal for pets and children to play freely. The property includes an outbuilding which is equipped with electricity. It offers ample storage or can be used as a workshop, catering to various needs. You can enjoy beautiful sunrises as you look out the large dining room window and equally beautiful sunsets as you look out the large living room window or front door. Situated just a short drive from downtown Ft. Inn and Interstate 385, the home offers easy access to amenities and commuting routes. Modular Home Benefits: Unlike manufactured homes, modular homes typically come with lower interest rates and homeowners insurance rates. They are also considered stick-built homes by lenders, enhancing financing options. This is a quiet neighborhood which offers a peaceful environment suitable for families or those seeking a tranquil setting. This well-maintained modular home presents an attractive opportunity for anyone looking for a comfortable and functional living space without the burden of HOA fees. Whether you're searching for a family home or a place to entertain, this property checks many boxes with its layout, amenities, and convenient location.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,251 | $1,250 | $1,585 |
Total Monthly Payment | $1,374 | $1,373 | $1,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.