00 Carolina Ridge Road, #Lot 6, Gaffney, SC, 29341 | $130,645

Mini farm lots available in various sizes, from 5. 38 acres up to 12 acres. Conveniently located while still in a quiet, rural setting. Located in growing Cherokee County Less than 20 minutes to Downtown Gaffney 30 minutes to Downtown Spartanburg 50 minutes to Downtown Greenville 1 hour to Downtown Charlotte Less than 3 miles from Scenic Hwy 11 10 Minutes to Cowpens National Battlefield Enjoy gorgeous mountain views from your own slice of heaven! Located at the intersection of Carolina Ridge Rd and Bonner Rd in growing Gaffney, South Carolina, Carolina Ridge Farms features several individual mini-farm tracts, ranging in size from 5. 38 acres up to 12 acres, providing the opportunity to create your own rural haven while still being conveniently located close to interstate 85 between Charlotte, NC and Greenville, SC. The gorgeous mountain views, quiet countryside, and convenient location to both Spartanburg and Gaffney make this one you don’t want to miss!

Features

  • Amenities: Horses Permitted
  • Lot Desc: 5 - 10 Acres, Rural, Will Consider Dividing, Additional Acreage, Open Lot, Pasture
  • View: Mountain(s)
  • Elem. School: Northwest
  • Middle School: Granard
  • High School: Gaffney
  • MLS#: 1515354
  • Days on Market: 329 days
  • Website: https://www.raveis.com
    /prop/1515354/00carolinaridgeroad_gaffney_sc?source=qrflyer
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Listing courtesy of NAI Earle Furman, LLC   Phone: 864-232-9040

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

00 Carolina Ridge Road, #Lot 6, Gaffney, SC, 29341

$130,645

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $104,516 $104,516 $104,516
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $695 $695 $881
Total Monthly Payment $770 $770 $956

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.