401 E Main Street, Ridge Spring, SC, 29129 | $325,000

Located in downtown Ridge Spring, this building offers much southern charm. Its large front porch, large community rooms with fireplaces, hardwood floors, and high ceilings are welcoming and the building has countless possibilities. It could be a beautiful southern venue, a general store, a flower shop, a consignment shop, a cafe, a retail store, the opportunities are endless. There are 8 rooms, two foyers, a kitchen and a large prep/pantry area, back closed-in porch, 2 half baths, 2 full baths, 8 ft and 10f t ceilings, and outside picnic area, a large covered attached carport, a large detached carport, and ample parking. In addition to the 8 rooms, large kitchen, and large porch this building offers, the property also comes with a building in back that is approximately 500 sq ft. This building has 2 rooms and a bathroom and could be converted into an adorable small house/apt for additional income. Or it could be used as an office, or additional storage, once again, countless possibilities for a creative visionary. Zoned Commercial, but can be rezoned to residential.

Features

  • Property Type: Commercial
  • Construction: Frame
  • Parking: Public Parking
  • Heating: Electric
  • Cooling: Electric
  • Approx Lot Sq. Feet: 35,284
  • Acreage: 0.81
  • Est. Taxes: $2,378
  • MLS#: 1525920
  • Days on Market: 205 days
  • Website: https://www.raveis.com
    /prop/1525920/401emainstreet_ridgespring_sc?source=qrflyer
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William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

401 E Main Street, Ridge Spring, SC, 29129

$325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $198 $198 $198
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,730 $1,728 $2,229
Total Monthly Payment $2,003 $2,001 $2,502

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.