Kristopher Homes is excited to launch Phase 2 of Alpine Heights; a small enclave of homes on LARGE lots with NO HOA and eligible for 100% USDA financing. Whether you're into fishing, swimming, or simply basking in the beauty of nature, this location provides year-round recreational opportunities for the whole family. Alpine Heights is located within minutes of a public boat launch on Lake Hartwell! Experience the perfect blend of modern finishes and elegance in these thoughtfully designed homes, where quality meets location and over half acre homesites. The Azalea is our popular one-level floor plan with a flex room over the garage. The large owners suite is tucked in the back of the home, with a large en-suite bathroom. The wide open kitchen has 42-inch white cabinets and granite counters. . . cozy on up to the breakfast peninsula and keep the chef company while they cook. Every home comes complete with a full, stainless appliance package. Live with the freedom of not being hemmed in by neighboring homes, allowing you to enjoy your personal space and the great outdoors. We have the FULL package in a prime location! As of 8/23/24 the homes are in framing. Receive financing as low as 4. 99% with preferred lender and attorney.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$305,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $244,000 | $244,000 | $244,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,623 | $1,622 | $2,058 |
Total Monthly Payment | $1,698 | $1,697 | $2,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.