REDUCED $6k from original! MOVE-IN READY. Priced under 2023 appraisal. 3br/2ba, 2-car garage w/remotes. PREMIUM lot backs to woods. POPULAR Maddison plan. Great location minutes to Westgate Mall area, downtown Spartanburg, Duncan, I-26, I-85. Modern interior features: Smart Home Manager package, smooth 9 ft ceilings + Cathedral ceiling in family room. Natural gas fireplace w/logs. Gorgeous LVP in main areas. Upgraded soft-close cabinetry. Neutral granite in kitchen & baths. BIG pantry! Private owner suite at back of house w/big walk-in & spacious bath: double sinks, garden tub & separate full-size shower. Walk-in closets in bdrms 2 & 3 + additional closets. LOTS of natural light throughout. Thousands in upgrades include great room natural wovens & solar shades in bedrooms, and professionally maintained yard. Fabulous large covered patio faces woods for extra privacy. Irrigation system front & back. Owner supplied 1-yr home warranty, + balance of builder warranty. Must be pre-approved, show proof of funds. Owner is SC agent. See it today!
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Our Executive Mortgage Banker:
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$283,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,120 | $227,120 | $227,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $4 | $4 | $4 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,511 | $1,510 | $1,915 |
Total Monthly Payment | $1,590 | $1,589 | $1,994 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.