Discover the charm of single-level living in the EDEN CAY! This 2-year-old home is designed for comfort with its spacious rooms and practical layout. The open floor plan features a welcoming great room, perfect for gatherings, and a chef-inspired kitchen equipped with a pantry, stainless steel appliances, and sleek cabinetry with slide-out shelves. Gather around the ample island or the expansive dining area for memorable meals. The private owner's suite, tucked away at the rear of the home, offers a sizable walk-in closet. The owner's bath includes double sinks, a large vanity, beautiful ceramic tile, and an oversized step-in shower with a built-in seat. Situated in Boiling Springs' ALL RANCH community, enjoy the convenience of included lawn care and proximity to amenities such as the new Super Target, Sherman College, Lake Bowen, 2 minutes to I-26 & I-85 and just 5 minutes from Highway 9. ELMWOOD COTTAGES, where craftsman-style homes blend with designer finishes in a peaceful setting with community greenspaces and a fire pit, provides the freedom to live as you desire. Benefit from maintenance-free lawn care and the ease of one-level living in a prime location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$270,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $136 | $136 | $136 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,437 | $1,436 | $1,822 |
Total Monthly Payment | $1,648 | $1,647 | $2,033 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.