Welcome to this charming 3-bedroom, 2-bath single-family home nestled in a serene rural setting on nearly 2 acres with no HOA! This inviting property features an open floor plan with a desirable split layout, providing both comfort and functionality. Enjoy the tranquility of your fenced backyard, complete with a covered deck and a cozy fire pit, perfect for outdoor gatherings and relaxation. Explore the property along the scenic trail leading to a peaceful back creek, offering a beautiful natural retreat right in your backyard. This home is equipped with multiple outbuildings to suit all your needs, including a 12x21ft shop, a 12x20 concrete storage building, and a spacious 20x40 garage/workshop, ideal for hobbies, storage, or additional workspace. Located less than a 15-minute drive to downtown Anderson, you’ll have easy access to a variety of restaurants, coffee shops, and outdoor venues. Enjoy the best of both worlds with a quiet, rural lifestyle while being a short drive away from grocery stores and the hospital. Don't miss the opportunity to make this beautiful property your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$255,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $158 | $158 | $158 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,240 | $1,240 | $1,612 |
Total Monthly Payment | $1,473 | $1,473 | $1,845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.