Please note! Taxes are based on a non-owner occupied tax rate and not the owner-occupied rate making it much higher. If living in the property the majority of the year the taxes will be closer to $2290. Are you looking for a pristine place to come home to, not only to your own dwelling, but the whole Rivermill Place neighborhood where there is a beautiful, cascading, fountain entrance, wide streets and well-manicured lawns showing pride of ownership. This particular home should not have maintenance issues for some time being that it is less than 5 years old and has many ideal exterior and energy efficient features including; architectural shingles, full brick exterior, vinyl soffits, tilt-out windows, energy efficient natural gas heat, central air, gas hot water heater, gutters and downspouts, slab foundation which prevents issues with moisture that crawl spaces and basements often do, blown in insulation inside the walk-in entry attic. Upon entry into this move-in ready home, you will notice the wide entryway, luxury vinyl plank flooring, cheery dining room with vaulted ceilings, crown moulding and double windows letting in lots of natural light, This leads you to the beautiful kitchen that boasts all stainless steel appliances including a free-standing gas range with center griddle feature, built-in microwave, French door refrigerator, dishwasher, deep SS sink with handy garbage disposal. You will notice the neutral granite counter tops and very trending and desirable white cabinets that have beautiful crown moulding drawing your eyes up to the vaulted ceilings and extra recessed lighting. Glancing over the granite peninsula you'll admire the spacious and open great room, breakfast bar, smooth soaring ceilings, the gas log fireplace being the focal point in the center of the room. The backa door takes you to the private and enclosed back patio, a great place for your morning coffee/tea or late night cocktail. As you make your way down the hallway there is a guest bathroom with a shower/tub combination, two nice-sized guest bedrooms and a conveniently located laundry nearby. The primary bedroom features vaulted ceilings, a large walk-in closet, a huge ensuite bath with tile floors, a walk-in shower, a double vanity with plenty of cabinet space as well as a large storage closet. Speaking of storage space, this home has plenty; several inside closets on the main level, an extra deep garage and a walk-in attic. in addition, the upstairs rec room gives you extra entertainment and flex space for whatever you desire, a man/woman cave, art/craft studio, guest room, family room, you name it! With this Westside home being close to shopping, interstates, downtown Spartanburg, parks, the GSP Airport and being zoned for District 6 Schools, don't hesitate to make an appt today before it's gone!
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $526 | $526 | $526 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,834 | $2,328 |
Total Monthly Payment | $2,437 | $2,435 | $2,929 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.