Location, location, location! Beautiful Lake Keowee Water Views! This cottage is move-in-ready, has FULL-TIME capacity, comes with the majority of the furniture and a finished loft! No updates are needed as this cottage is pristine and truly breathtaking! If you are looking for a low maintenance retreat, full time residence or a lake getaway, this is it! Your wait for the perfect lake cottage is over. Unit 87 has a beautiful water view that you must see in person. Its parking space is in the largest neighborhood parking lot that makes it easier for visitors and guests. This cottage is an absolute must see. You will be blown away by the quality and details from the beautiful heart pine floors, custom wood work, built in bench and more. The fish tank can be removed if that is your preference. There is a new outdoor patio and lighting that makes for the most enjoyable and relaxing lake entertaining and memories. This established community offers many amenities. They include a fabulous lakefront lodge and swimming pool, marina, beach, renovated fitness center, walking trails and more. There is no HOA. Cottage owners own their cottages, not the land. This is how Backwater Landing has the most luxurious and affordable Lake Keowee living on Lake Keowee. There is a regime fee that includes landscaping maintenance, private gated community, gates up keeping, sewer, trash service, pool, clubhouse, walking trails, fitness center, lighting and more. This is a private gated community. The gate is monitored with no public access. Entry requires agent representation. No rentals allowed less than a 12 month term. A modified tax structure adds to the savings of this remarkable Lake Keowee cottage. Please ask about the land lease, boat slip rentals, and further details. Schedule your private tour today.
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $269,600 | $269,600 | $269,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,794 | $1,792 | $2,274 |
Total Monthly Payment | $1,964 | $1,962 | $2,444 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.