A grand plan indeed. The Hemingway boosts 2500 sf of seamless living space! The downstairs has a flex room that can be used as an office/study or 5th bedroom. There is a full bathroom downstairs as well. The kitchen is extremely open and airy with a kitchen bar for additional sitting and granite counter space. The corner pantry serves a wonderful space and fits in perfectly with the flow of the kitchen. There is a deep single sink bowl with pull-down sprayer faucet and cup wash station. Pendent lights round out this very impressive kitchen layout. The living area has an electric fireplace and ceiling fan. Upstairs offers 4 bedrooms and an incredibly LARGE loft. The owner’s bedroom also has a ceiling fan and leads to an owner’s bath that packs in the features. Tiled shower with built-in bench, rain shower head, DEEP stand-alone tub with body sprayer, 3 blue tooth LED mirrors with anti-fog feature, granite counter with vessel sinks, and tile flooring. Covered back porch, 9’ first floor ceilings, blinds throughout the home, Smart Home features, Ultravation HVAC technology for Clean Air in your home and the garage is prewired for electric cars!! 100% USDA financing available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,690
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,552 | $276,552 | $276,552 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,840 | $1,838 | $2,332 |
Total Monthly Payment | $1,915 | $1,913 | $2,407 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.