Welcome home to 304 River Otter Road, nestled in the heart of Simpsonville, SC! This meticulously maintained 4 bedroom, 2. 5 bathroom 2 story home offers smart features and updated landscaping that combine to make it a perfect blend of modern comfort and classic charm! This energy efficient home was built only 2 years ago with a beautiful open concept kitchen that showcases abundant cabinet space, quartz countertops, and a beautiful backsplash. Each room is perfectly laid out and right where it needs to be. A large dining room off the kitchen can also be used as a working area on the first floor, or game room for gatherings. Family memories are waiting to be created daily in the living room which offers a gas fireplace and can accommodate a good size flat screen TV. The large loft upstairs is versatile and cozy. A tour of the primary bedroom will show it is spacious with a large walk-in closet and modern bathroom. Three additional bedrooms are also found upstairs, as well as a full bath with double vanity and separate laundry room. Current owners have added a screen porch, concrete patios in the rear of the house, and widened the driveway. The Lost River neighborhood boasts a junior Olympic sized swimming pool, playground, fire pit, and two tennis courts - all for your enjoyment! Schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,187 | $2,187 | $2,844 |
Total Monthly Payment | $2,507 | $2,507 | $3,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.