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113 Beaver Trail, Iva, SC, 29655 | $175,000
Tucked back behind the trees is the coziest little cabin on Lake Russell. You will enter down a long gravel drive to nearly 1 acre of land with another acre of Corp. land to Lake Russell. This property has a metal carport and covered storage area for a Jon boat & kayaks. You can embrace outdoor living with a spacious rocking chair front porch, backyard fire pit, and a back deck from the kitchen. This 3 bedroom, 1 bathroom cabin style home was a mobile home converted into all wood exterior with metal roof. The cabin feel is carried inside with beautiful pine wood panels and wooden wagon wheel accents. This home has a large living room with fireplace and multiple windows overlooking the beautiful front yard. From the living room is a spacious owner's bedroom. Up a couple of stairs is a cozy breakfast area with built-in wooden seating open to the kitchen with a picturesque window over the sink. The kitchen leads to a dining area or flex space with 3 custom wooden doors for the laundry closet and storage closets. You will love having your own little oasis on Lake Russell. The property is currently being used as a short term rental with great rental history. The property is just 4 minutes to Jim Rampey Recreation Area Boat Ramp, 5 minutes to Heyward Manor event and wedding venue, 10 minutes to High Meadows Country Club, and 23 minutes to beautiful historic downtown Abbeville. If the buyer desires, all appliances and nearly all furnishings will convey with purchase. CONVENTIONAL LOAN FINANCING AVAILABLE with 5% down through 21st Mortgage Corporation.
Features
- Amenities: Water Access
- Bedrooms: 3
- Baths: 1 full
- Laundry: Laundry Closet, Electric Dryer Hookup, Washer Hookup
- Garage: 1-car
- Heating: Electric, Heat Pump
- Cooling: Electric, Heat Pump
- Basement: None
- Acreage: 0.97
- Est. Taxes: $1,866
- Lot Desc: 1/2 - Acre, Wooded
- Water Front: Yes
- Elem. School: Diamond Hill
- Middle School: Wright
- High School: Abbeville
- Appliances: Dishwasher, Refrigerator, Washer, Electric Cooktop, Electric Oven, Free-Standing Electric Range, Microwave, Electric Water Heater
- MLS#: 1530978
- Days on Market: 128 days
- Website: https://www.raveis.com
/prop/1530978/113beavertrail_iva_sc?source=qrflyer
Listing courtesy of BHHS C Dan Joyner - Anderson Phone: 864-226-8100
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
113 Beaver Trail, Iva, SC, 29655
$175,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $140,000 | $140,000 | $140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $156 | $156 | $156 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $931 | $930 | $1,181 |
| Total Monthly Payment | $1,162 | $1,161 | $1,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484