Located on a tree lined street in East Moriches, 41 Mill Pond Lane is sited on 0. 63 acres of immaculately maintained lush landscaping. Upon entering the front hall of the home, you are immediately drawn into the spacious living room with ample space to entertain. Adjacent, is a formal dining room overlooking the backyard and conveniently located next to the eat in kitchen. The kitchen has no lack of storage with an appliance?bar for the culinary enthusiast and teems with light from a generously sized bay window. The den offers easy access to the attached two garage complete with wood burning fireplace. The first floor also features the primary suite, complete with a spacious walk-in closet. Rounding out the ground floor is a guest bedroom and guest bathroom. The second floor consists of two amply sized bedrooms and a shared bathroom. Outside, the terraced paver stone patio perfect for outdoor dining flows effortlessly to the inground pool for refreshing swims on warm days. In addition to the 2-car attached garage, the property offers a detached heated 2-car garage or workshop, providing ample space for parking or storage. This home offers tremendous value and is a fabulous opportunity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$865,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $692,000 | $692,000 | $692,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,218 | $1,218 | $1,218 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,929 | $4,317 | $5,793 |
Total Monthly Payment | $5,239 | $5,627 | $7,103 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.