This beautiful, majestic, custom-built home was built by Mendal Hawkins in 2000 and sits up on a hill overlooking the neighborhood street. Side entry driveway drives up to three car garage with lots of extra parking space in driveway. Garage doors one is 18 x 7 foot, and the second one is 8 x 7 foot. This traditional home is mostly brick with a touch of stucco accent on the front. The foyer opens to curved staircase with balcony on second floor that overlooks the foyer and great room. The great room has two story ceiling, and a fireplace with built in cabinets on either side. Downstairs has hardwood floors and ceramic tile, lots of arched windows, portholes in master and dining room. The first-floor master has a sky light, bay window, dual closets, a fireplace and a bathroom with separate tiled shower, and whirlpool jetted bathtub. The kitchen opens to breakfast room and great room and has brand-new stainless-steel dishwasher, cook top with down draft, wall oven and microwave. All bedrooms have walk-in closets, the 3rd bedroom has laundry chute to laundry room. Bedroom 2 upstairs has a bay window, bedroom 4 has a window seat for relaxing and reading. The laundry room has washer/dryer hook ups and a utility sink with convenient location just inside garage door. The additional room upstairs has a large walk-in attic for storage. Downstairs is heated with natural gas and upstairs is heated with heat pump. Dual heat units keep it nice and warm. Home has full yard sprinkler system, impressive front porch with columns. Home is wired for a generator and has a tornado shelter built under the front porch where you are surrounded by cement block and perfectly safe from high winds. New roof 2012 with architectural shingles, new HVAC in 2016 and 2023. This gem will be gone quickly, with fresh neutral paint throughout, all new kitchen appliances and brand-new carpet. Seller willing to reduce price to facilitate home improvement upgrades. Schedule your showing today.
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William Raveis Mortgage, LLC
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Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $536,000 | $536,000 | $536,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $193 | $193 | $193 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,257 | $3,257 | $4,236 |
Total Monthly Payment | $3,542 | $3,542 | $4,521 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.