1230 Melton Road, ##41, West Union, SC, 29696 | $365,000

Beautiful Lake Keowee Water Views! This cottage is move-in-ready, fully renovated, comes FURNISHED AND with a GOLF CART with lithium ion batteries! No updates are needed as this cottage is pristine and truly breathtaking! If you are looking for a low maintenance retreat or a lake getaway, this is it! Your wait for the perfect lake cottage is over. Unit 41 has a beautiful water view that you must see in person. Its parking space is one cottage away and has a level walk to a private two car parking lot. This cottage is an absolute must see! Cottage 41 has all new doors (interior and exterior), new lighting, granite countertops, beautiful backsplash, stainless appliances, high-end furniture, renovated bathrooms, a walk-in tiled owners shower, a large walk-in owners closet and much more. This established community offers many amenities. They include a fabulous lakefront lodge and swimming pool, marina, beach, renovated fitness center, walking trails and more. There is no HOA. Cottage owners own their cottages, not the land. This is how Backwater Landing has the most luxurious and affordable Lake Keowee living on Lake Keowee. There is a regime fee that includes landscaping maintenance, private gated community, gates up keeping, sewer, trash service, pool, clubhouse, walking trails, fitness center, lighting and more. This is a private gated community. The gate is monitored with no public access. Entry requires agent representation. No rentals allowed less than a 12 month term. A modified tax structure adds to the savings of this remarkable Lake Keowee cottage. Please ask agents about the land lease, boat slip rentals, and further details. Schedule your private tour of this beauty today!

Features

  • Amenities: Boat Storage, Clubhouse, Common Areas, Fitness Center, Gated, Street Lights, Pool, Water Access, Dock, Lawn Maintenance, Boat Ramp, Landscape Maintenance, Walking Trails, Marina
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: 1st Floor, Laundry Closet, Stackable Accommodating
  • Style: Bungalow, Ranch
  • Year Built: 2002
  • Heating: Electric
  • Cooling: Central Air
  • Basement: None
  • Est. Taxes: $1,514
  • Lot Desc: 1/2 Acre or Less, Few Trees, Interior Lot
  • View: Water
  • Water Front: Yes
  • Elem. School: Walhalla
  • Middle School: Walhalla
  • High School: Walhalla
  • Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Washer, Electric Oven, Microwave, Electric Water Heater
  • MLS#: 1533051
  • Days on Market: 58 days
  • Website: https://www.raveis.com
    /prop/1533051/1230meltonroad_westunion_sc?source=qrflyer
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Listing courtesy of My Upstate Home LLC   Phone: 864-777-4663

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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1230 Melton Road, ##41, West Union, SC, 29696

$365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,000 $292,000 $292,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $126 $126 $126
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,774 $1,774 $2,308
Total Monthly Payment $1,975 $1,975 $2,509

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.