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33 Ridge Rd, Palm Coast, FL, 32137 | $359,100
Welcome to 33 Ridge Rd in the beautiful and vibrant Sawmill Creek neighborhood of Palm Coast, FL. This stunning Maronda home, built in 2021, offers a modern and inviting living experience. The open floor plan is designed to maximize space and natural light, creating a bright and airy atmosphere that will make you feel right at home.
Step into the heart of the home – the kitchen. It's sure to impress with its massive granite island, perfect for meal prep, entertaining, or casual dining. The kitchen seamlessly flows into the living and dining areas, making it an ideal space for hosting gatherings or enjoying quiet family dinners.
The spacious living area features two large sliding doors that open to a screened-in lanai, providing an excellent spot for relaxing and enjoying the Florida weather. The lanai overlooks a generous backyard, offering plenty of space for outdoor activities, gardening, or simply soaking up the sunshine.
The home is bathed in natural light, thanks to the large windows and sliding doors, creating a warm and welcoming environment. The thoughtful layout ensures that every room feels connected yet distinct, providing both openness and privacy where needed.
Living in Sawmill Creek comes with its perks. The community is designed with a focus on convenience and recreation, featuring sidewalks for leisurely strolls and a community pool where you can cool off and socialize with neighbors. For those who enjoy an active lifestyle, the home is just a short walk from bike and walking paths, perfect for your daily exercise routine or weekend adventures.
You're just a quick drive away from the stunning beaches of Flagler Beach, allowing you to enjoy the coastal lifestyle with ease. A 20-minute drive takes you to the historic charm of St. Augustine, where you can explore centuries-old architecture, vibrant cultural scenes, and unique local shops and restaurants.
This home offers the perfect blend of comfort, convenience, and community. Don't miss this opportunity to make this beautiful house your new home. Embrace the Palm Coast lifestyle and all the wonderful experiences it has in store.
Features
- Rooms: 4
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Inside, Washer Hookup
- Year Built: 2021
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,852
- Acreage: 0.15
- Est. Taxes: $7,323
- HOA Fee: $360 Annually
- Elem. School: Belle Terre Elementary
- Middle School: Indian Trails Middle-FC
- High School: Matanzas High
- Pet Policy: Yes
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: FC302847
- Days on Market: 59 days
- Website: https://www.raveis.com
/prop/FC302847/33ridgerd_palmcoast_fl?source=qrflyer
Listing courtesy of TAKE ACTION PROPERTIES, LLC Phone: 386-283-5996
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
33 Ridge Rd, Palm Coast, FL, 32137
$359,100
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,280 | $287,280 | $287,280 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $610 | $610 | $610 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,911 | $1,909 | $2,463 |
| Total Monthly Payment | $2,596 | $2,594 | $3,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388