Welcome Home to this Gorgeous Well Maintained Move-in ready 3-Bedroom, 2-Bath Home located on a Culd-a-Sac in the well sought after Gated Community of Crystal Oaks. The recent upgrades the home has undergone since last listed is the installation of a new 2024 SEER HVAC system with a 10 year transferable warranty & All new vinyl windows on the lanai. Step inside to be greeted by 1, 998 Sqft of bright and inviting living area, vaulted ceilings and split floor plan. Spacious kitchen with granite countertops, large sink and plenty of storage space while open to the living/ dining room perfect for entertaining guest. Master bedroom located just off the living room is a true oasis complete with a large ensuite bathroom boasting double vanities, jacuzzi tub and walk-in shower. The additional two bedrooms are generously sized with walk in closets and can easily accommodate guest or an office. Directly off the sliding glass doors is an oversized 12x26 screened in porch ready for hosting outdoor gatherings. Laundry room is equipped with additional cabinets for storage plus as an added bonus a shop sink. The home also features a convenient 2-car garage providing ample space for parking. Many recent improvements of the home include New Roof-2015, New HVAC-2024, New Carpet-2023 & Water Heater-2017. Located in the heart of Florida this home offers easy access to all of the amenities and attractions the sunshine state has to offer. Only a short distance from Crystal Oaks Civic Association & pool and and 4. 6 miles away from the new Black Diamond shopping center in Lecanto. Schedule your private showing today and start living the Florida lifestyle you always dreamed of!
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,555 | $2,023 |
Total Monthly Payment | $1,802 | $1,760 | $2,228 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.