Expanded Cape Cod style home with room to grow! This well kept home on over a half acre of property in a great location offers both privacy and convenience. The generously sized kitchen features newly updated appliances, recessed lighting, an abundance of cabinets and spacious granite countertops including a kitchen island, providing a functional and open work area. The kitchen opens to the formal dining room, featuring sliding doors to an oversized deck, overlooking the lush and very private backyard with beautiful views of the mature trees and gardens. Gather in the large living room with a lovely bay window bringing in plenty of natural sunlight, brick covered wood burning fireplace, floor to ceiling built-in cabinetry offering storage and display space for books, decorative items and cherished mementos. With 2 bedrooms and 1. 5 baths, this home offers many future possibilities: an unfinished 2nd floor and a full walkout lower level, with a finished recreation room featuring an additional fireplace. Also in the lower level: mudroom entry, laundry room, workshop and access to the 1 car garage. Wood floors run throughout the main level, tile in the lower level. An additional garden shed provides storage for tools and outdoor equipment. As a bonus, a new energy-saving AC system installed in 2023. This property is conveniently located near many major highways and close to the NYC bus for easy commuting. Low taxes!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$559,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $980 | $980 | $980 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,717 | $2,717 | $3,534 |
Total Monthly Payment | $3,789 | $3,789 | $4,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.