Ready for front porch living? Look no further than this Key West Style elevated 2021 Jacobsen 2bed/2bath home. The newer manufactured homes are quality constructed and built to high standards for beach side living! Sit on your front porch and enjoy the cross breezes, visit with your neighbors and watch beautiful sunsets every evening. Step inside and you will see that this home will check all the boxes! Open floor plan, check, shaker cabinets, check, high ceilings, vinyl plank flooring, center island, crown molding, stainless steel appliances, check, check and check! Spacious primary bedroom with oversize walk in closet. Double sinks in the primary bath with tile walk in shower. The guest bedroom is the perfect size for a home office if you are still working from home. This home has an abundance of windows to let in all the natural light and also offers an indoor laundry room, sheetrock walls and rounded corners. Covered parking under the carport with attached shed. This almost new home is offered in Surfside Estates, an active 55+ Manufactured Home Community that is nestled between the Atlantic Ocean and the Intracoastal Waterway. Surfside Estates is a Resident Owned land share Community which means there is no lot rent! When you purchase your home in Surfside Estates you own a share of this beautiful beachside community. The monthly maintenance fee is $160/month and includes wi-fi, internet, cable, yard maintenance, management and use of all the facilities. There is an inground heated/cooled pool, fitness room, library, shuffleboard court and rooftop deck. The Social Club offers many activities to get involved as much or as little as you like. Friday night bingo, men's and lady's cards, pool tables and large screen TV for all your sporting events. Exercise classes and water aerobics. Walk to the beach across the street or ride your bike or golf cart to one of the 2 docks to enjoy fishing or just relax and enjoy the sunsets and the boats and dolphins go by. There is kayak storage, a BBQ Pit and gazebo with a view of the Intracoastal. The quaint neighboring town of Flagler Beach is just a few minutes down the road, where you will find a variety of shops and restaurants to choose from. Just over the bridge you will find shopping, restaurants, hospitals and doctors. Prepare to be wowed with this beautiful home and this special community!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $273 | $273 | $273 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
Total Monthly Payment | $2,078 | $2,076 | $2,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.