This beautifully remodeled home is situated on an oversized corner lot only steps away from the boat ramp. Attention to detail throughout includes new solid wood soft close cabinets with granite counter tops. All new stainless steel appliances with gas range and hot water heater. 1 and 1/2 baths all new, one with walk-in tiled shower and both with gorgeous vanities. New vinyl and laminate floors thru out.
The remodel also includes new sub floors where needed, skim coated sheet rock walls ad ceilings.
Exterior boast new central A/C and heat, insulation, windows, doors and siding. New electrical panel, landscaping, and has been tented for termites. The property has sprinklers, but they need attention to get them going. Enjoy nights out on the newly remodeled corner porch.
The roof and under carriage is believed to be approximately 6 years old completed by the previous owner. Owner notes the following: There was no damage to the property by either storm except for a few uprooted plants and the flexible AC ductwork got wet . It is scheduled to be replaced on December 3rd in an abundance of caution. See pet rules.
Price includes share for the lot and ownership in the co-op. Home is located in Americana Cove, a 55+, resident owned, waterfront community only 10 minutes from downtown St. Pete, 15 minutes from two airports and 25 minutes to Gulf Beaches. Low monthly fee of $360 includes 24 hour manned gate, private streets, water/sewer, lawn mowing/edging, trash pick up twice weekly and all amenities including heated pool, shuffleboard, bocce ball, two boat ramps and kayak launch. And many clubs and activities to get involved in.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,920 | $127,920 | $127,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $8 | $8 | $8 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $851 | $850 | $1,079 |
Total Monthly Payment | $934 | $933 | $1,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.