BRAND NEW EXTERIOR PAINT! Home sweet home! Hidden Gem in Kathleen! Don’t miss your opportunity at owning this immaculate two story, North Lakeland, pool home! You’ll be able to enjoy Florida living with NO HOA! This meticulously kept home has 4 bedrooms and 2. 5 bathrooms. Boasting over 2, 000 square feet, you’ll have plenty of room to entertain guests with a screened-in pool, fully fenced backyard and a potential mother-in-law suite! The closed in garage gives you another large room for entertainment/storage room. The property sits on almost half an acre that features the following mature fruit trees: Mango, Peach, Plum, Cherry, Nectarine and more! Recent improvements to the home include: new water heater, new custom made cabinets in kitchen and bathrooms, new appliances (microwave, refrigerator, and dishwasher), new vinyl fence in the back yard, new pool enclosure, new interior wood doors downstairs, new garbage disposal, and fresh paint downstairs. Perfect home to raise a family and grow your roots in the heart of Lakeland! The owners have an updated wind mitigation and 4 point inspection report they’re willing to share. . AC for the downstairs portion of the house and drain field are both approximately 5 years old. Drain field was recently serviced. Come see it before it’s gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,313 | $2,935 |
Total Monthly Payment | $2,501 | $2,499 | $3,121 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.