** Seller under contract to have NEW ROOF put on (before 11/15/2024) ** Located in the desirable Village of "GILCHRIST" ** Located between Lake Sumter Landing® and Paddock Square Brownwood®** BOND IS PAID ($17, 000 savings) ** GOLF CAR GARAGE ** NEW HVAC 2024 ** ENCLOSED LANAI with Mini Split System ** ON DEMAND WATER HEATER with booster 2023 ** Start living The Villages® lifestyle today! This 3 bedroom, 2 bath home is move in ready ** Luxury Vinyl Flooring is throughout the entire home with the exception of the bathrooms that offers 18x18 tiled Flooring ** The KITCHEN has GRANITE counters tops, Whirlpool® Stainless Steel Appliances, glassed tiled backsplash, recessed lighting, cabinets with crown molding, pullouts, the deep sink has an upgraded gooseneck faucet along with a garbage disposal, there is also a pantry cabinet! Off the kitchen is the Breakfast Nook ** The LIVINGROOM has a ceiling fan, wall cabinets and a television console ** The sliding glass doors open to your ENCLOSED LANAI which offers a Recessed Mitsubishi Mini Split, blinds, pavers, and privacy landscaping ** There is a paved patio off the lanai for outdoor seating ** The OWNERS ensuite offers a trey ceiling, and a ceiling fan - The ENSUITE bathroom offers a WALK-IN tiled shower, double sinks, medicine cabinet, linen cabinet, a separate water closet - with door, and WALK-IN closet with a pocket door ** Both GUEST BEDROOMS have closets and ceiling fans, The Guest BATH has a Tub/shower combo with tiled walls with a shampoo niche ** The 2 car PLUS golf car garage has a fresh EPOXY coated floor, a peg board and cabinets, the rubber garage door seals were replaced in 2024, the door is insulated, there are pulldown metal stairs for access to the attic - the attic has flooring for additional storage ** Shopping, pools, golf, recreation centers are all just around the corner! BOND IS PAID!
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $238 | $238 | $238 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,554 | $2,552 | $3,292 |
Total Monthly Payment | $2,867 | $2,865 | $3,605 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.