Step into the exquisite world of pet-friendly living in a rare first-floor condominium nestled within the highly coveted Orchards of Radcliffe, an exclusive gated 55+ community. Embrace the vibrant community spirit with access to a clubhouse that offers an array of engaging activities, a sparkling pool for relaxation, and a heated spa for indulgent moments of tranquility. This 2-bedroom, 2-bath condo invites you to unwind in a peaceful enclosed Florida room adorned with newly installed hurricane windows, providing not only a sense of security but also additional space for your leisure. The seamless flow of the open floor plan allows for effortless transitions between the inviting living area and the charming dining space. The kitchen, recently updated with new appliances, offers abundant storage and a separate laundry area equipped with a washer and dryer for your convenience. Each bedroom boasts a spacious walk-in closet, while the unit includes assigned covered parking with a convenient carport and an exterior closet for extra storage. A reasonable monthly fee of $450. 00 covers a plethora of amenities, including water, sewer, lawn and trash service, internet, exterior maintenance, roof upkeep, escrow reserves, pool and clubhouse facilities, as well as building insurance. Revel in the practicality of the condo's prime location in Port Richey, providing easy access to shopping centers, diverse dining experiences, medical facilities, and public transportation. Immerse yourself in the nearby conveniences such as Walmart, Hobby Lobby, Home Depot, Bath and Body Works, Kohl's, and an array of tantalizing dining options. Outdoor enthusiasts will be enraptured by the myriad activities at their doorstep, from biking and canoeing along the scenic Cotte River to the allure of local parks and captivating music festivals. The area is also an oasis for golf aficionados, with stunning beaches just a stone's throw away. Embrace the freedom from the hassle of organizing trash and lawn maintenance, as these services are thoughtfully included for your peace of mind.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$148,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,199 | $119,199 | $119,199 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $793 | $792 | $1,022 |
Total Monthly Payment | $913 | $912 | $1,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.