VERY WELL MAINTAINED 2 STORY SALT BOX IN PRIVATE COMMUNITY WITH PRIVATE ROADS, SO YOU CAN RUN QUADS, SNOWMOBILES AND GOLF CARTS AROUND THE ASSOCIATION AND DOWN TO OUR PRIVATE BEACH. OWNED FOR 35 YEARS AND MAINTAINED IMPECCABLE. 2 BEDROOMS ON THE SECOND FLOOR AND A MASTER WITH BATHROOM ON THE FIRST. THE MASTER ON THE FIRST FLOOR WAS CONSTRUCTED IN 1988 AND HAS A WALK IN CLOSET. ALL FURNISHINGS, BEDS AND APPLIANCES SEEN IN THE PHOTOS STAY WITH THE HOUSE. NEW, INSTALLED IN JAN 2024, OIL FIRED FURNACE, 2 ZONE HEAT, 1 ZONE 60 GALLON STONED LINED HOT WATER TANK. WIRED FOR AN EMERGENCY GENERATOR PLUG ON FRONT PORCH. PRESSURE TREATED REAR DECK WITH TREX DECKING REPLACED THE ORIGINAL UNIT IN 2020. WOOD STOVE IN LIVING-ROOM HEATS THE WHOLE HOUSE IF NEEDED AND IS SURROUNDED BY A PROFESSIONALLY BUILT MESHED ENCLOSURE TO KEEP LITTLE ONES SAFE. THE BASEMENT DOOR IS 4 FEET WIDE TO ACCOMMODATE STORING QUADS AND SNOWMOBILES INSIDE, I HAD 2 OF EACH. TRAILS PASS DIRECTLY BEHIND THE BACK YARD.
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,076 | $2,665 |
Total Monthly Payment | $2,519 | $2,493 | $3,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.