This beautiful contemporary colonial has everything you are looking for. A private, quite location nestled at the end of a cul-de sac bordered by Stonington Land Trust property, yet only 10 minutes from Westerly, I-95 and close to beaches and the casinos. This home has everything you are looking for. An open floor plan, soaring ceilings, and oversized windows that give this home an abundance of outdoor light inside. The 2-story foyer opens into the open living room with strategically placed gas fireplace in the formal living room. The "statement" kitchen has everything the chef of the family needs - high-end stainless-steel appliances, wall oven and microwave, with a large island for everyone to gather around. There is a formal dining area and breakfast nook, along with a family room that is tucked away. The staircase upstairs opens to landing overlooking the first floor living area. There are 4 generous sized bedrooms and 2 full baths on the 2nd floor - the primary bath has a large walk-in shower and soaking tub. In addition to the 3, 627 square feet in the main living areas, there is an additional 1, 755 of unfinished basement space that could easily be finished into a game room area, possible in-law or home office space. The outside is as pretty as the inside with extensive landscaping, underground utilities, stone walls, a large patio, fire pit, and a Fenced in area. The two-car garage has epoxy floors and plenty of storage. Come see this extraordinary home today Price reduction. This is an AS IS SALE.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | Upper |
Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | Upper |
Bedroom 3 | Ceiling Fan,Wall/Wall Carpet | Upper |
Dining Room | Patio/Terrace,Hardwood Floor | Main |
Family Room | Sliders,Hardwood Floor | Main |
Full Bath | Upper | |
Kitchen | Breakfast Nook,Granite Counters,Island,Hardwood Floor | Main |
Living Room | 2 Story Window(s),9 ft+ Ceilings,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Remodeled,Bedroom Suite,Full Bath,Walk-In Closet,Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $848 | $848 | $848 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,258 | $4,204 | $5,397 |
Total Monthly Payment | $5,198 | $5,144 | $6,337 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.