Take a look at this AMAZING listing! NEW 2 TON AC 2024! Welcome home to this well-maintained first-floor, 2-bedroom, 1-bath garden apt-condominium in the desirable gated community of FARRELL PARK, located in the Ridgemoor/Eastlake area of Palm Harbor. The path to this home features a beautifully manicured courtyard and a covered entryway, setting the tone for the tranquility and charm found within. Upon entering, you are greeted by a beautiful foyer with a convenient storage closet. The spacious living room boasts an abundance of natural light, neutral tones, and plush carpeting, creating a warm and inviting atmosphere. The living room seamlessly flows into the dining room, which features a stylish pendant light and is open to the kitchen. The screened-in porch/Florida room, accessible from the living room, offers a perfect spot to relax and enjoy the Florida weather year-round. The kitchen, complete with porcelain tile flooring, provides ample counter and cabinet space, a breakfast counter, and a full suite of appliances, including a double stainless steel sink. This functional and well-appointed space is ideal for preparing meals and entertaining guests. The primary bedroom is a calming retreat with a neutral color palette, carpeting, a ceiling fan, and a large built-in closet. The bathroom features a mirrored vanity with storage, a down-light fixture, porcelain tile flooring, and a tub with a shower. The second bedroom also includes neutral-tone carpeting, a ceiling fan with light, and a built-in closet. This condominium offers a reserved covered parking space and plenty of guest parking. Notably, a new roof was installed on February 7, 2017, ensuring peace of mind for the future. Conveniently located just minutes away from two shopping centers, you'll find a variety of restaurants, Publix, Starbucks, and other shops and services. Medical offices and hospitals are nearby, and John Chestnut Park on Lake Tarpon is just up the road, providing ample recreational opportunities. Don't miss the chance to make this beautiful condominium your new home.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $155,200 | $155,200 | $155,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,059 | $1,032 | $1,309 |
Total Monthly Payment | $1,272 | $1,245 | $1,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.