Welcome to your turn-key ideal Florida home! Light and bright, this charming residence boasts 3 spacious bedrooms, 2 updated baths, large family room and expansive dining room-perfect for comfortable living and entertaining! Dive into your HUGE POOL, large enough to swim laps, and enjoy complete privacy with the surrounding TALL vinyl fence. Nestled on a picture-perfect landscaped corner lot, this home sits high and dry, not in flood zone! Recent updates include new roof '20, new water heater and water softener '23, new washer '23, upgraded matching stainless appliances '21, laminate flooring installed throughout '19, and for added peace of mind this home even has IMPACT WINDOWS and Sliding Door for added efficiency and style. Located just minutes away (. 7 mi) from historic downtown New Port Richey, you can easily enjoy quaint shops, unique restaurants, outdoor dining, live music, farmers markets, special events and there's easy access nearby for kayaking and fishing! GOLF CART friendly, come see why downtown New Port Richey is so special! NO HOA here. Plus, you are only 45 minutes from Tampa, St. Pete and Clearwater, making this a perfect central hub for all your adventures. Don't miss out on this gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$392,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $314,000 | $314,000 | $314,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $331 | $331 | $331 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,908 | $1,908 | $2,481 |
Total Monthly Payment | $2,314 | $2,314 | $2,887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.