Located on both sides of North Road in bucolic West Newbury with 100 acres east and 44. 2 acres west, is this classic Vermont hill farm. The 1 ½ story cape, circa 1825, is located above the road on the west side with long range easterly views to the NH Presidential range. The first level includes an entry mudroom, kitchen with fireplace, walk-in pantry, family room, living room, primary bedroom, full bathroom, and 2nd bedroom. Upstairs are 3 additional bedrooms and a bathroom with shower. Attached to the home is a covered entry and single bay storage building. Across the road is an 1800’s post and beam bank barn with box stall, workshop, built-in storage cabinets and overhead storage for hay. Next to the barn is a large pasture, used for grazing, that connects to another pasture and woodlands below with tall white pines. Further down on the same side of the road is a third pasture and pond. Outside next to the house, are several perennial beds, a garden area, several mature apple trees, a small hillside field and an old sugar house. North of the house is a 5-acre hayfield. The balance of the land above and west of the house is forested. This property cannot be subdivided, and it is subject to a conservation easement held by the Upper Valley Land Trust. It is being offered and sold “as is. ”
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,125 | $4,121 | $5,316 |
Total Monthly Payment | $4,634 | $4,630 | $5,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.