Under contract-accepting backup offers. Make Your Offer Today! Experience the charm of rural life in St. Cloud, FL. This move-in-ready home sits on a generous 2. 5+ acre plot, featuring modern updates including new flooring, fresh paint, a sealed metal roof, and an updated well system with a water softener. Beyond the home’s comfort, discover vast potential in the land itself—ideal for expanding, building, or simply enjoying a spacious outdoor lifestyle.
This fenced, equine-friendly property is perfect for raising animals or cultivating your dream garden. Say farewell to HOA restrictions and hello to freedom—build a workshop, house your boats and RVs, or split the land to meet your needs. All utilities are in place for ease of development.
Owner Financing Available: 50% down, 10% interest fixed for 30 years. No prepayment penalty. Approval is at the seller’s discretion.
Seller Motivated! Call today to schedule your exclusive showing and seize the opportunity to plant your roots in a space that's more than a home—it’s a lifestyle in St. Cloud, where you can truly live, work, and play. No HOA constraints, zoned for Ag/Rural use. Follow link to 3D walk through tour: https: //www. tourdrop. com/dtour/381701/Zillow-3D-MLS
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $236 | $236 | $236 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,696 | $1,696 | $2,206 |
Total Monthly Payment | $2,007 | $2,007 | $2,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.