Welcome to the community of Cross Creek Estates in Saint Cloud, FL. This 3 bedroom, 2. 5 bathroom home has been meticulously maintained by the same owners for the past 22 years! With over !, 450 sqft of heat/air living space and an additional 348 sqft in the Florida Room that offers a window A/C and heater unit, this 2 STORY home is sure to check off all the boxes. The main floor features the Primary Bedroom, Primary Bathroom, a guest half bath and the kitchen with space for a eating area. The second floor features the additional 2 bedrooms with walk in closets and full bathroom. The fully fenced yard is shaded by mature trees and is complete with a shed that is perfect for all of your gardening needs. The community of Cross Creek offers a community pool and clubhouse for the residents to enjoy and this home is within a short distance to Saint Cloud's "Water Tower Park". From the NEW ROOF to the NEW carpet upstairs, this home is ready for you to make new memories.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $85 | $85 | $85 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,839 | $2,361 |
Total Monthly Payment | $2,023 | $1,999 | $2,521 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.