Are you looking for the Perfect Florida Beach getaway? This is it! This adorable condo is one short block from gorgeous, white sugar sand Upham Beach, where every day you can enjoy the beautiful sunsets – or watch from your own balcony with a peek-a-boo view of the water! You will love this one-bedroom, one-bath, newly updated condo and enjoy maintenance free living. This second-floor home is in the small beachside Beach Plaza Condo building. You will have peace of mind with all the recent upgrades including new HVAC (2024), Roof (2022), new stainless kitchen appliances and countertops, new bathroom vanity, new electrical panel (2020), newer hot water heater and fresh paint throughout. It also comes furnished. Just bring your toothbrush! You will love hosting your friends and family in this open concept living space. The bright kitchen is fully equipped. The dining area open from the kitchen is perfect for dinners or game night. The comfortable living room overlooks the largest open balcony in the complex where you have a peek-a-boo view of the Gulf of Mexico. Your bedroom is a spacious room with a walk-in closet. Outside, you have ample parking with a dedicated parking space as well as guest parking spaces, and there is an extra storage closet off your balcony. Your beautiful community is a short walk to the beach, close to convenient shopping and restaurants. The drive to Tampa is approximately 40 minutes, where you can enjoy professional sporting events, tourist attractions, and a quick trip to the airport. The low monthly fee includes water, sewer, building insurance, trash service, exterior maintenance, parking and escrow reserves. Three-month minimum rentals are permitted. The pet policy has been voted on to allow pets. Come see Beach Plaza Condos and make this your new home.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,600 | $247,600 | $247,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,504 | $1,504 | $1,957 |
Total Monthly Payment | $1,849 | $1,849 | $2,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.