Welcome to your dream home in the highly sought-after Lordship Beach Community! This charming Cape Cod-style residence offers spacious bedrooms & full walk-in shower. Located on a peaceful cul-de-sac, this home is a convenient short walk to the beach, making it a perfect retreat for beach lovers. Step inside to discover the warm & inviting ambiance of hardwood floors throughout, complemented by an open floor plan enhancing the homes natural flow. Cuddle up by the cozy fireplace for a perfect end to a chilly winter evening & find your serenity in your 365-vacation home. The property features a large backyard with a patio area with plenty of room for a large garden & offering endless possibilities for outdoor activities & entertaining. The shed is tucked away attached to the 1-car garage providing discrete additional storage, ensuring you have plenty of room for all your tools & equipment. The full footprint basement offers incredible potential, allowing you to create a personalized space that meets your needs. The well-lit basement hosts the laundry which is easily accessible. Extra storage areas are tucked into the basement & a useful workbench is located near the utilities. The possibilities are endless. Join this vibrant beach community & enjoy the tranquility & lifestyle it offers. This home is not just a place to live but a place to create lasting memories. Don't miss out on the opportunity to own this beautiful Cape in the Lordship Beach Community. Please note that there are no known major issues however, the Seller prefer to sell this property "As Is". All Furniture including inventory in garage is for sale.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Upper |
Den | Wall/Wall Carpet | Upper |
Dining Room | Ceiling Fan,Hardwood Floor | Main |
Family Room | Vaulted Ceiling,Ceiling Fan,Fireplace,Hardwood Floor | Main |
Kitchen | Breakfast Bar,Ceiling Fan,Granite Counters,Eating Space,Pantry,Hardwood Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $698 | $698 | $698 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,620 | $2,582 | $3,408 |
Total Monthly Payment | $3,410 | $3,372 | $4,198 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.